Mortgage Survey Tampa
Mortgage Survey
Buying a home and wondering why your lender or insurance company requested a mortgage survey. Well for starters mortgage surveys are almost always required while going through a property transaction. The two main reasons behind getting this survey done are that your lender wants to know that the property is actually worth the investment and that it can be used as collateral against your loan. There are two different types of mortgage surveys, one being the mortgage location survey and the other being the mortgage inspection survey.
Mortgage Location Survey
These surveys differ from a standard boundary survey in a few ways. These are often requested by your lender. They will identify all major structures and buildings on your property such as sheds, garages, houses, and any other standing structures on your plot of land. Additionally, this will detail any possible encroachments from either your structures or the neighbor’s structures. Think of it as an advanced boundary survey.
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Mortgage Inspection Survey
This is kind of like the little brother of the previously mentioned mortgage survey. The Mortgage Inspection Survey is mostly for noting what structures are present and where they are located. They do not take into account any possible encroachments. These surveys do not take into account any boundary lines. This type of mortgage survey is usually ordered when a home is sold.
How we do it.
When Tampa Surveyors provides a mortgage survey for one of our clients we first start by doing extensive research into obtaining plats and or tax maps. After attaining this vital information we meet you in the field to do the on-site survey. Once arriving on site we note and attain locations of improvements relative to nearest property lines. After this, a drawing is created and given to our clients to ensure they receive the proper knowledge and findings found by our pros here at Tampa Surveyors.
​Can I use this for property lines?
In the case of the mortgage location survey, it does include boundary lines, however, it is not seen as useful because that when discussing encroachments only the boundary surveys will properly put in writing all encroachments. At Tampa Surveyors we like to go the extra mile and work harder for you. No matter what type of survey is being done, we can and will get the job done on time so everyone can start either working or moving. Mortgage Location surveys will be made perfectly to show our level of experience and class in the field. Don’t let other people touch on what might be the best financial decision you have ever made. Owning land or property is a big deal so why tell everyone you're hiring the pros at Surveyors Tampa. We looking forward to hearing from you. Tampa Surveyors put money back in your pocket since you won’t have to get the survey done twice since the first dude messed it up. Let us the premier surveyor in Tampa come to you and make sure you know everything that is required and or meets the standard.